imprudent
adjective formal uk/ɪmˈpruː.dənt/ us/ɪmˈpruː.dənt/
不明智的;不谨慎的，轻率的
unwise, by failing to consider the likely results of your actions
The report criticizes the banks for being imprudent in their lending. 该报告批评银行在贷款方面不谨慎。
Synonyms: incautious reckless
Opposite: prudent